Public Banking Research and Information

After the financial melt-down of 2008, many people have begun to consider alternatives to America’s current banking system which has become increasingly market driven and one dimensionally profit oriented, frequently at the expense of the public good.

Part of the mission of the Public Banking Institute as an educational non-profit is to make information available that allows people to understand distinctions between different kinds of banking so that America can make the right decisions regarding how banking can serve our common goals.

With that mission in mind, we have organized reference material into these categories:

For Reference material on public banking around the world, click here.

Public banking is much more developed in South America and in Europe than here in the United States. Here you will find some of the research on public banking’s impact in those parts of the world along with studies conducted here by The Center for State Innovation in Oregon and elsewhere that show the potential economic impact of public state banks hee in America.

For reference material on private banking there are two links below.

We also want to be clear that PBI supports private banking as long as private banks adhere to the traditions of serving the public interest above that of the banks own profit and the rewarding of bank officers with outsized pay checks.

At the below link you will find research material on mission-driven banks that strive to serve the larger community and that foster sustainability;

Reference material on private, mission-driven banks.

This second link will take you to research on private banks that serve profit above all else.

Material on private profit focused, market-driven banking.

Should you come on research that you think relevant to public banking and that you feel would add to the content on our web site, please send those references to frank@publicbankinginstitute.org Thank you!