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Public Banking Make Easy

Public banking in a nutshell. At its core, the idea is simple. Here’s how public banks give communities local control, local power, and local benefits.

Know the Difference

The difference between private and public banks can mean the difference between austerity and abundance for the people.

Five Ways Your State Can Leave Wall Street

Yes, your state can declare independence from Wall Street. Here’s how.

When a Crisis Hits

Public banks respond faster and better to crises than privately-owned banks.

Four Ways To Strengthen Your State and City Finances

Public banks can save communities by strengthening state and city finances.

How Other Countries Think Outside the Mailbox

The USPS provided basic banking services from 1911 until 1967, and restarted this critical public service in a few pilot cities in 2021.

Public Banking Sweeps Across the Country

In the years since the financial crisis, vibrant campaigns for public banks have emerged all across the country. The time for public banks in the U.S. has come. 

Why do we need a public bank? Public Bank LA

Our allies at Public Bank Los Angeles explain the value of public banking for communities. With Trinity Tran, Carlos Marroquin, and Josh Androsky.

Town Halls

During 2020 and 2021, PBI co-hosted seven virtual Town Halls across the U.S. to discuss the power of public banking in the face of the crisis. The following videos are recordings of one of the Town Halls we did in collaboration with New York State Senator James Sanders, Jr. and Assembly Member Victor Pichardo that included special guest Eric Hardmeyer, then President & CEO of the Bank of North Dakota, and Dr. Amara Enyia, PBI Advisory Board Member. Focused clips of the Town Hall are featured below.  

Bring on the Power of Public Banking for New York State with Eric Hardmeyer

Senator James Sanders, Jr., Chair of the NYS Senate Banking Cmte, and Victor Pichardo, Chair of the NYS Assembly Cmte on Banks, spotlight the success of the Bank of North Dakota. President Hardmeyer details the unique benefits the state’s public bank brings to the state of North Dakota.

Bring on the Power of Public Banking for NYS – Complete Town Hall

The Town Hall brought together supporters of public banking from around the state.

Q&A – Bring on the Power of Public Banking for NYS

In this segment, BND President Hardmeyer takes questions from elected officials.

Citizen Volunteers present a primer on public banking

This excellent presentation was made by three NYS Citizen Volunteers: VN Alexander, Madeline Chang and Joseph Sackman.

“It's Our Money” Podcast

The regular podcast features comprehensive discussions with thought leaders who discuss the economy, the monetary system, current legislation, and much more. 

Everyone Deserves to Have a Public Bank

Across the globe, public banks hold assets of about $50 trillion dollars in widely divergent countries and cultures. In North America new efforts to create local public banks have emerged among First Nation tribes who have been obliged to use Wall Street banks for their substantial casino revenues. Our guest interviews today include a memorial tribute conversation with Dennis Ortblad, a former diplomat who opened that discussion with Pacific NW tribes, and with Dr. Thomas Marois, author of “Public Banks: Decarbonization, Definancialization and Democratization”.

Philanthropy — Repression or Regeneration?

The trillion-dollar philanthropy industry has been accused of continuing a racist, colonialist system of economic and cultural suppression. That notion is in dramatic contrast to a broadly favorable appreciation for the largess of wealthy donors who contribute significant sums to thousands of causes. What lies underneath that patina of generosity? Our guest Edgar Villanueva writes in his latest book “Decolonizing Wealth” that philanthropy is a vestige of a privileged society disassociated and disengaged from the financial realities that created the vast wealth that fosters it. On the flipside, according to Edward Quevedo and Mark Watson, our guests in a second segment, philanthropy can be a source of restitution and regeneration. A new alliance for sharing the wealth is in the making.


The Office of the Comptroller of the Currency, the OCC, is the manager of our system of “national banks” which comprise two-thirds of the banks in the country. As an independent bureau of the Treasury, it oversees an industry that seems to go its own way with risky bank behaviors. But the OCC may be acquiring a tougher posture if nominee Saule Omarova is approved as its Director. Our guest, Dr. Robert Hockett, is a close associate of Omarova and sees indications that we may be entering a new period of support for the public interest in our federal financial institutions.

Michael Hudson, Rickey Gard Diamond and Ellen Brown: “It's a War”

“It’s a war” … So says renowned economist Michael Hudson in the concluding part of our recent interview with him. Hudson makes no bones about the deadly serious game being played by the world’s financial powers and their intention to create a new feudal economic order. But people are rising-up as our guest Rickey Gard Diamond, author of “Screwnomics,” says. She talks with us about women and minorities becoming agents for change in the evolving public discourse about our money.

Michael Hudson and Ellen Brown: Banks vs. the Real Economy

Michael Hudson’s landmark 2015 book “Killing the Host” exposed how the empires of finance, insurance and real estate captured the global economy through neo-liberalism and sold us down the road to neo-feudalism. Michael returns to the show to describe what we must do if we are to ever get off this road.


Our livestream show examines the human impact of current economic events and how public banks and postal banks could make a real difference in people’s lives.  

PBI LIVE Ep 6: When pandemics changed history with Richard Wolff and Ellen Brown

History tells us that pandemics precede radical shifts in society and economic systems. The Black Death, for example, was the beginning of the end of feudalism. Professor Richard Wolff joins Ellen Brown on PBI LIVE to lend his insights on those big historical breaks. How might public banks be involved? Prof. Wolff is Professor of Economics Emeritus, U Mass, Amherst, and a Visiting Professor in the Graduate Program in International Affairs of the New School University in New York City. He’s the founder of Democracy at Work and host of their nationally syndicated show Economic Update. His latest book is “The Sickness is the System: When Capitalism Fails to Save Us from Pandemics or Itself.”

PBI LIVE Ep5: Public Banks vs. the Racial Wealth Gap

Could publicly-owned banks be the real solution to a history of harmful private bank practices? Dr. Amara Enyia, founder of the Institute for Cooperative Economics and Economic Innovation and PBI Advisory Board member, talks with Dr. Stacey Sutton, Associate Professor of Urban Planning and Policy at the University of Illinois Chicago.

PBI LIVE Ep3: The Fed vs. the states

In the wake of Covid-19, the Federal Reserve money helicopter flew directly to Wall Street and hovered. States, on the other hand, got a mere 5% of the stimulus funds by early May and remain desperately short of funds. What will this mean as state budgets reach the breaking point? PBI Chair Ellen Brown talks with Cornell Prof. Robert Hockett and Michael Brennan, Democratizing Capital Policy Organizer for the Democracy Policy Network.

PBI LIVE Ep2: Public banks vs. redlining

Guests this week are Brian Rice, engineer / entrepreneur who was denied financing to upgrade his properties in his hometown, PBI Advisory Board member Dr. Amara Enyia, and PBI Board Member Carlos Marroquin.

PBI LIVE Ep1: Postal banks to the Rescue! With Mehrsa Baradaran and Ellen Brown

PBI’s first Livestream show features guests Prof. Mehrsa Baradaran and PBI Chair Ellen Brown along with PBI Board Member Carlos Marroquin moderating. The conversation examined the current public outcry to save the Post Office and how restarting postal banking could help the USPS while helping millions of Americans.

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